Unemployment Insurance (UI) Improper Payments By State

[larryJ]

Sorry that you disagree, Ross.

My source:  http://www.edd.ca.gov/Unemployment/

Larryj

[Ross]

Sorry that you disagree, Ross.

My source:  http://www.edd.ca.gov/Unemployment/

Larryj

I wasn't arguing or meaning to offend you, I appologize, if you took it that way.

I like most people I'm sure have had to use UI at one time or another, I do believe it is a good system and should be used by individuals when necessary while looking for a new job. I need UI when I was discharged from the military and I experienced two layoffs during my working years where I needed UI. And I find nothing disgraceful about using it. I would rather have kept my job because I was making really good money, but hey we just move on right. Now I am retired and hope to stay that way.

I don't really understand all the laws, but I did read that the federal and the state governments work together on one hand and as seperate entities on the other hand. Meaning each state has it's own laws for UI. As I understand it the extensions of up to 99 weeks are mainly financed by the federal government.  

And all of it is supported by taxation. Yes, state and federal taxes on the employer. But still taxation.

And we all know that taxation is add on to the cost of goods or services we buy as individuals.

I lived in California for about ten years and it just seemed to be a different world.
It's hard to believe any state would turn down federal government tax money.

The actual point of this thread was the abuse of the system. Which appears to be documented in the graphs of the web page.

If we could really understand our governments and understand the abuses heaped on us by those within the system we would be either very smart or brain damaged by trying.

I hope all this make my thoughts as clear as mud. LOL

[frawin]

Larry, in Texas the Employer pays the Unemployment insurance premiums monthly.
While in Texas I filed protests with the state against some employees getting compensation. The employer has a right to appear at a hearing or  file a protest against undeserving employees getting the benefits. This is in the case of an employee that violated all company policies and ethics to try to get you to fire them.

Below is a quote regarding the premiums going up in Texas:

Dec. 9--The Texas Workforce Commission announced Tuesday the minimum Unemployment Insurance tax rate paid by Texas employers will nearly triple for the 2010 calendar year.

The tax replenishes the Texas Unemployment Compensation Trust Fund which provides unemployment insurance for Texas workers who lose their jobs through no fault of theirs.



Source: http://www.allbusiness.com/legal/tax-law-tax-increases/13564121-1.html#ixzz1eugxlLQ9

[srkruzich]

You know i've never used IE.  When i would be in between contracts i apparantly qualified to get it but it never even occured to me to apply for it.  i always had money saved up for months i would not be working.   It was simple formula for me to take out of my check and deposit 500 a month into an account that i would use for living on when i was not working. 

LOL.  Oh well. 

[redcliffsw]

It's good that you're not into the government programs.

I'm thinking that UI was probably started in the FDR days - another program we should never have had in this country.

[srkruzich]

I think it was probably a good idea for good intentions in the beginning but what it has done is shifted the responsibility of preparing for disaster from the individual to the government.   This is why you save for retirement and emergencies.  good rule of thumb is pay yourself 10% into retirement, 5% -10% into disaster until you save up 2 years of wages then you can drop it to like 5% to grow it and anything over 2 years you can roll over into retirement. 

You just have to learn to live on less sometimes.  Truthfully people are wasteful when it comes to spending.  Think about that 1.20 cup of coffee at the gas station or if you like starbucks 5.00 cup of joe.  Instead of that, buy a thermos and take it with you. savings will realize itsself in less than a week. IF you stop 3 times a day and spend 1.20 your spending 400 dollars a year on coffee

[larryJ]

Ross, no offense taken.  It is just that you made the comment about taxpayer money and I seemed to remember that it wasn't taxpayer money, but employer's contributions, as well as employees.  And, I saw a post about government workers getting unemployment which would be taxpayers money, but what is the difference between unemployment benefits and the salaries they are earning while they are working?  It is taxpayer money that pays for both. 

I have also drawn UI benefits when I first came to CA and moved from job to job.  I seem to recall there were less restrictions then, meaning you could get UI for any reason that you were unemployed.  I am aware of the rules now, in that, you have to be laid off, etc.  Once I started my career with the paper I worked for 34 years and never had the need to draw UI.  It is good for those who need it.....honestly........but I agree there is abuse.  But, like any other government agency, there is too much bureaucracy and the system is flawed.

Larryj

[Ross]

I agree Larry and we have far to many systems that are flawed.
And that is most likely to the fact that there is a lack of accountability, especially at the top.
The untouchables.

[redcliffsw]

How is UI any different than Obamacare?  It's not.

The flaw is thinking up these worthless programs, then making them Federal law.

Think liberty.

[Ross]

How is UI any different than Obamacare?  It's not.
The flaw is thinking up these worthless programs, then making them Federal law.
Think liberty.

I believe you are quit right Red.

What bothers me after they start the programs they have no accountability built into the programs.

Then they fault the individuals that use the programs.

And each and every state has been shown to abuse this particular program and no accountability on the state level.

But, hey it's good for the local economies.
It puts more money in the hands of the have nots to spend at the stores of the haves and tthat is good economic sense.
Economics depends on the circulation of currency, so from federal government tax dollars to state governments to the people to the stores and back again. Forget the system abuses it's good for business.

Personally, I prefer good neighbors.
I help them and they in turn help me when needed.
I guess, I am blessed with good neighbors.
I'm not talking dollars but other ways far more valuable.